IN CASE YOU ARE UN-AWARE, GOVT HAVE TAKEN YOU FOR A RIDE FOR TOO LONG
(SOURCE- VIA E-MAIL FROM Colonel N K Balakrishnan VETERAN)
For Serving Military personnel,Presently the monthly insurance premium is Rs 5000 for officers and Rs 2500 for JCOs for a sum assured of 50 lakhs and 25 lakh respectively, which is deducted from their salary.
These days one can get normal life insurance (without covering war and other professional risk of soldiering) for a monthly premium of RS 4000 for a sum assured of 1 crore.
The heavy premium paid by soldiers is about 220% higher due to the additional war risks. Govt does not fund the Army group insurance scheme at all and the soldiers not only risk their life for the country but also pay in cash for taking such risks.
In USA, every soldier is insured regardless of rank for a monthly premium of 27 dollars for sum assured of 4 lakh dollars. This is made possible by the federal govt law by which the heavy premium is borne by the federal govt.
In India govt is asking the soldiers to risk the lives and also pay for it too. And to the old soldiers who have survived somehow to defeat death during service but paid for the risks taken for the country from their meagre salaries, Govt is saying you are greedy and the PM says, poor has to fund the pension.
Does not the PM know that 55% of defence pension goes to defence civilians who comprise only 22% of the defence pensioners.
Veterans who comprise 78% of defence pensioners( who have already paid the risk premium for the country from their salary while serving) get just 45% of defence pension.
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